1. Data We Collect

We may collect the following categories of personal data:

• Identification Data: last name, first name, email address.
• Contact Data: phone number, postal address.
• Financial and Investment Data: information provided for return on capital analysis, mortgage strategies, or appraisal courses.
• Technical Data: IP address, browser type, pages visited, time spent on the site (via cookies and similar technologies).

2. Purpose of Data Processing

We process your personal data for:

• Providing consultancy services, market reports, and courses.
• Personalizing content and recommendations regarding real estate investments.
• Administrative communications (confirmations, service updates).
• Improving the site experience and analyzing traffic.
• Compliance with legal obligations.

3. Cookies and Similar Technologies

Our site uses cookies for basic functionality, analytics, and preferences. You can manage cookie settings in your browser. Blocking certain cookies may affect site functionality.

4. Sharing Data with Third Parties

Your data may be shared only in the following situations:

• With technical service providers (hosting, analytics) working on our behalf and adhering to our confidentiality commitments.
• When required by law or competent authorities.
• We do not sell or rent your personal data to third parties for marketing purposes.

5. Your Rights

In accordance with data protection legislation, you have the following rights:

• Right of access to your personal data.
• Right to rectification of inaccurate data.
• Right to erasure ("right to be forgotten") under certain conditions.
• Right to restriction of processing.
• Right to object to processing in certain circumstances.
• Right to data portability.
• Right to withdraw consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

To exercise these rights, please contact the data protection officer at the contact details provided below.

6. Data Protection Contact

For any questions or requests regarding the processing of your personal data and exercising your rights, please contact: